How Much Do You Know about Protecting Your Identity? (Quiz)

The first step when it comes to identity theft is admitting you have a problem. Knowing your ID IQ is a good place to start.

You’ve probably seen those red-and-white buttons that warble when swatted, “That was easy!” However, on the battlefield of identity theft awareness, nothing is easy. People know it’s a threat, but try getting anyone to pay attention to the ever-evolving threats that are out there and perhaps you will understand why I’ve been shopping for a button that says, “Duh!”

As staggering as the increase in identity-related crimes may be, there are still plenty of people out there who believe identity theft is an avoidable crime (they’re wrong). If you’re apprised of the statistics, which in this case don’t lie, you’d have to be a tad touched to miss what a mistake that is. The Privacy Rights Clearinghouse Chronology of Data Breaches tracking tool lists more than 865 million records that were exposed through data breaches between 2005 and May 28, 2014. The Milken Institute puts the number of compromised records at 1.1 billion between 2004-2012. The Identity Theft Resource Center reported 91,982,172 exposed records in 2013, and more than 11 million in 2014 so far. With all that information floating around in the cybersphere, can anyone really believe that they’re safe?

The threats are legion. Whether we’re talking about something basic like credit card fraud, or one of the more sophisticated forms of identity-related crimes, there’s simply no way to anticipate the brainchild of a cybercriminal who is hell-bent on creating an app or malware or sleight-of-code trick to suck your bank account dry, or use up all your available credit, or tap into your healthcare coverage, or buy themselves a new car … or even commit a serious crime in your name.

The damage doesn’t have to be dramatic, either. You may unexpectedly get denied for a loan or an apartment lease application because, unbeknownst to you, an identity thief has wrecked your credit. The only way you can know where you stand at the end of the day is if you check your credit reports (and you can do this for free once a year at AnnualCreditReport.com) for credit or collections accounts you don’t recognize. You can also get a heads-up by monitoring your credit scores, and if you see a big, unexpected change in your scores, that means it’s time to check your credit reports because something has gone very wrong with your credit. You can monitor two of your credit scores for free every month on Credit.com to watch for patterns (and trouble), and to get a look at your credit profile.

Along with death and taxes, identity-related crimes have emerged over the past decade as the third certainty in life. But if I had a nickel for everyone who took these warnings as seriously as they should, I’m not sure I’d be able to pay the rent for a year. While I’ve said it over and over–identity theft is the “when” crime–you might think I’m some Chicken Little screaming about a sky falling that seems to be fixed in the firmament. That may have to do with the fact that I’m not saying that the sky is falling. I’m simply saying that you’ll surely become a victim of an identity-related crime. And you will.

In 2013, there was a new identity theft victim every two seconds. Will you be next? Before you get got is the best time to take stock, and knowing your identity theft knowledge is a good place to start. Click here to take the ID IQ quiz.

LOOK: Here's What Happened When Real Women Tried Cosmo's Lesbian Sex Tips

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Cosmo’s Bermuda Triangle might get you lost, but it won’t get you laid.

At first I had hope. Call me crazy. But I did. When I saw Cosmo posted a story called “28 Mind-Blowing Lesbian Sex Positions,” for one second I thought, “Oh wow!” “Look at that!” “Cosmo is becoming more inclusive!” But it wasn’t one second later before my bubble was eternally and mind-shakingly burst.

It was as if a straight frat boy took out his doodle pad and drew every scene from every porn he had ever witnessed with Barbie or Disney princesses playing the leading roles, with their impossibly tiny bodies and silky, gravity-defying hair.

The positions were all hetero-normative fantasies of lesbian sex at their worst and silly at their best.

But I didn’t realize how truly insane and downright impossible they were until I called on my queer friends to act them out. I mean there was no way. Arms and legs were missing. It was impossible to hold up one’s own body weight, let alone the body weight of the other person in half of them. We had to balance on our tip toes and contort our bodies in the most insane ways. And, most importantly, there was nothing arousing about any of it.

None of the important parts were touching any of the other important parts unless you have a thing for lymph nodes or belly buttons or belt buckles. And you’d have to be either double-jointed or have your legs broken to make some of them work. Oh, and if you can’t levitate — including levitating your hair and beaded jewelry — you’re in real trouble.

It was like playing a hilarious game of Twister.

In other words, these positions are stupid. They are straight imaginations of what real women do in bed. If you’re still confused, let me just be really clear here: We have sex. We fuck. We use our fingers and our bodies and our mouths and our toys and we get ourselves and each other off. Just like straight people do. There’s stimulation and penetration and vibration. There’s licking and sucking and smacking and grabbing. There’s kissing and playing and laughing and coming. Lots and lots of coming.

But there is not, I repeat, there is not anyone rubbing foreheads on each others’ belly buttons or rubbing bottoms against anyone’s sternum, not in the name of having an orgasm any way.

I will say that Cosmo has a bad habit of offering silly sex advice to straight people too. (Remember the donut on the penis… ) So, it’s nice to know they come by this kind of nonsense honestly.

But there’s an added layer when it comes to misinformation about lesbian sex. This kind of garbage just adds to the idea that lesbians exist for male enjoyment somehow and that we don’t have “real” sex and that we’re silly girls pulling each others’ hair and having pillow fights. So, in that case, this stuff is downright dangerous.

As I’m finishing up my book on the female orgasm, I am reminded by articles like these that we girls, especially queer girls, still have a lot of myth-busting to do.

So in honor of that, without further ado, here are some of my queer friends performing 14 of Cosmo’s Ridiculous Ode to Lesbian Sex Positions.

Special thanks to my queer crew, Alley Hector et al.

What The Heck Is Beard Oil, And How Does It Work?

We’ve been digging bearded men long before The New York Times declared facial hair fashionable. There’s just something about a well-groomed guy that makes us stop and stare. But we also notice when there’s a hair askew, or the not-so-sexy way scruff feels when our faces come into contact.

Luckily, there’s a product to help with that and it’s called beard oil. Packed with conditioning ingredients like jojoba oil, grapeseed oil and argan oil, Dove Men+Care hair expert Jason Schneidman believes it is essential for maintaining facial hair.

“Most men don’t believe they need to use any products at all,” says Schneidman. “Men should take care of their facial hair as much as they take care of the hair on their heads.

But if you’re not convinced that you need to add beard oil to your daily routine, here are three tips from the celebrity groomer that’ll make you a believer.

Beard oil moisturizes facial hair and the skin beneath.

Beard oil is hydrating to the skin and helps soften and tame beard hair, which means it also does double-duty as a styling agent. According to Schneidman, the ideal beard should look shiny and groomed — not dusty, flaky and shaggy.

The best time to apply beard oil is right after washing your face.

Schneidman recommends putting on beard oil first thing in the morning after showering or cleansing. “This way, your hair follicles and pores are open and can easily absorb the oil,” he adds. “Caring for skin, particularly cleansing and moisturization, is crucial, especially if you live in a cold or dry climate. We tend to think ‘more is better,’ but just a few drops of most things is plenty.”

Beard oil keeps facial hair flake-free and smelling fresh.

Thanks to moisturizing oils, a little beard oil is just enough to tame those flyaway hairs and eliminate flakes (a.k.a. beard-druff). And with so many musky/woody essential oils like cedarwood and sandalwood, Schneidman points out that this often overlooked product also acts as a natural cologne.

Get to grooming, fellas! See our top beard oil picks below.

How Not To Wear A Crop Top 101

In case you didn’t know, it’s the year of the crop top. And while there is plenty out there to explain exactly how to wear one, there isn’t much that outlines all the can go wrong when you decide to show some skin.

Thankfully, we have Hollywood for that. This week many stars showed us what not to do when flashing your tummy. Jada Pinkett Smith left little to the imagination in her skimpy outfit, while Jessica Alba thought that her black crop top was a great excuse for a super loud skirt and even louder heels.

Check out all worst-dressed stars of the week and let us know if you agree.

Jessica Alba

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This is a case of too much at once. Alba almost got it right, but she failed below the belt. The busy, printed midi skirt with the mesh panelling is competing with those tasseled heels. But we do admit, the background of the photo isn’t helping matters.

Jada Pinkett Smith

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Smith is showing a lot of skin with her exposed midriff, cleavage and cut-out skirt. She should have just picked one area to flaunt. The ensemble looks like it belongs in the bedroom, not on the red carpet.

Heidi Klum

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The fabric of the dress really kills it for us. It looks like a cheap wedding dress that is highly flammable. A white dress without a sheen would have been much more successful.

Edy Ganem

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Woah, there is a lot going on here. The “Devious Maids” star tried to combine too many trends at once. Between the ruffle detail on her top, the lace, the feathers and the gold beading, it’s overkill.

Elle Fanning

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Everyone can wear every color, but not every shade of every color. And this shade of neon pink is jarring on Fanning’s fair complexion. We wish she had gone for a different hue or at least broken it up with different shoes.

51 Dishes You Have To Make Before The End Of The Summer

August is here and another summer has flown by. But summer’s not over yet! You still have ample time to indulge in all the wonders of summer cooking. From the bounty of vegetables at the farmer’s market — hello, zucchini and eggplant — to the fresh herbs — we’re looking at you, basil — to the sweet summer fruits and berries, there is no shortage of wonderful produce. The summer heat also gives you full license to indulge in all the ice cream you want (we certainly haven’t been holding back), including ice cream sandwiches, ice cream cakes and straight-up amazing homemade ice cream. And summer desserts don’t stop at ice cream. We’re thinking specifically of pie and key lime, not necessarily together either.

Of course, summer also means grilling season, which means barbecue, barbecue sides, and more barbecue. With fall already in sight, now is the time to seize summer and all its glorious culinary gifts, and start cooking. We’ve rounded up some of our favorite summer recipes to keep you more than occupied for the next month or so. When the season starts to turn, hang on tight and remember that the summer’s end brings some of its best-tasting produce (yes, we’re thinking primarily of tomatoes).

Here are 51 dishes to make before the summer ends. Trust us, you’re going to want to try each one.

Follow HuffPost’s board Summer Recipes For Everyday on Pinterest.

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Hollywood Pulls Off Some Tricky Trends On This Week's Best Dressed List

We’ll admit it: Some of our favorite fashion trends are next to impossible to pull off. How are you supposed to wear a cape without looking like a superhero? And how do you get away with thigh-high boots without looking like an extra in “Pretty Woman”?

Have no fear because this week, Hollywood took some of the trickiest trends and executed them perfectly. Olivia Palermo managed to look like a total babe in a cape, while Nicola Peltz worked it in a bright orange dress — apparently orange really is the new black.

Check out the best-dressed stars of the week and let us know if you agree with our choices!

Olivia Palermo in Burberry

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It’s all about capes this fall. And here, Palermo is showing us the perfect way to wear this cold weather trend in summer. She has expertly paired her topper with thigh-high boots, short shorts and a pair of mirrored sunnies to make it appropriate for the end of July. A bonus: If she throws on a pair of jeans, this look could easily work in September. The key to wearing a cape is to treat it the same way you would a jacket.

Nicola Peltz in Prada

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Orange is a tricky color to wear (much like nude and yellow), as you need to find the right shade and the right silhouette to have success. And Peltz has done just that. The plunging neckline and exposed back balance out the long hemline, while the flowy skirt makes it look like she’s floating. This newcomer is one to watch.

Tia Mowry-Hardrict in Ellery

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It’s so nice to see a different shape on the red carpet. The gown, with the deep-V neckline and bell-sleeves, is very trendy yet still suits the mature actress. Though a white frock is a classic, the voluminous sleeves ensure that she stands out from the crowd.

Fan Bingbing in Chictopia

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This dress could have gone wrong in so many ways, but it didn’t. The structured shoulders balance out the spacious skirt, while the sophisticated silhouette and print makes the bow appear fashion-forward, not childish. This looks like an outfit that we would see during Paris Fashion Week — avant-garde and striking.

Chloe Moretz in Valentino

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Moretz is certainly a lady in red. Her dress is elegant and effortless, but it’s still suitable for her young age with the Peter Pan collar. The macramé lace is also a nice departure from other fabrics we normally see. A+, Chloe!

Zoe Saldana in Monique Lhuillier

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Saldana’s a fashionista through and through. We love how she went with a tight-fighting dress despite her growing belly. The sheer sleeve inserts give the dress a little something extra, as do those sky-high heels.

Why You Should Set Up Your Own Community Fiber Network

Why You Should Set Up Your Own Community Fiber Network

Between the net neutrality debate and the Comcast/TWC merger, high-speed Internet access is getting more attention than ever. A lot of that attention is negative, and rightly so: Internet access providers, especially certain very large ones, have done a pretty good job of divvying up the nation to leave most Americans with only one or two choices for decent high-speed Internet access. Many of us don’t like those options.

Read more…



A Drone Crashed While Smuggling Weed Into a South Carolina Prison

A Drone Crashed While Smuggling Weed Into a South Carolina Prison

These days, there’s no need to stuff drugs up your butt to get them into a prison—you can just drop them in from your trusty drone. Unless you crash it, that is.

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See how Tesla intends to Supercharge the world

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Making a parody will soon become legal in the UK

When it comes to the right to take the mickey out of famous songs, movies or books, the UK has always cast envious eyes toward the US. That’s because a Brit couldn’t parody something unless they’d been given direct permission from the creator or paid…