Amanda Bynes' Parents Unaware Of Her Whereabouts Following DUI Arrest

The parents of Amanda Bynes are in the dark about their daughter’s arrest and have no idea where she is or what she’s been doing since her conservatorship ended.

Spotify launches across Canada (finally)

SpotifyWe’ve seen hints of it before, and now it has finally happened: Spotify has officially launched in Canada, just time for those long winter months spent indoors. The announcement came from the company itself this morning, and includes service across your mobile devices in addition to the Web. Spotify in Canada offers the same service enjoyed by those who have … Continue reading

The Ripsurfer X Is an Exercise Machine That Moves Like a Surf Board

The RipSurfer X is a surf board that lets you hang ten in your living room. It is an exercise machine made by SurfSET Fitness. This strength training machine simulates the movements of a surfer out on the waves. Using the proper surfer slang like “gnarly” and “dude” is up to you.

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It was invented by former hockey player Mike Hartwick, who liked surfing off-season. He noticed that he lost his surfing physique during hockey season. Probably a few teeth too, but that’s another story. That led to the creation of this odd piece of exercise equipment.

The board uses resistance bands to help to mimic the workout that you get while surfing, toning up the body and making you a lean mean machine. It might not be as good as surfing for real, but it apparently still keeps you in shape. Best of all? No sharks!

[via Dude I Want That via Neatorama]

Parrot’s New Zik 2.0 Headphones Are Perfect For Hipsters

parrotzik2-0-black-app-hd-1 Parrot is better-known for its drones, but the company just announced brand new high-end headphones, the Zik 2.0. They are colorful, feature-packed and different. You can tweak sound settings for each and every different song so that they sound closer to the perfect sound for your ears. In other words, it’s a hipster’s dream. Like its predecessor, the Zik 2.0 is a Bluetooth pair… Read More

New Interstellar poster and trailers show more of the spaceship

New Interstellar poster and trailers show more of the spaceship

I’m so stoked about this movie that I may start wearing my spaceman pijamas out of the house. So stoked that, even while I’m always against trailers, I’m glad they keep releasing new material, like the banner above or the barrage of international and TV trailers below.

Read more…



Lightsaber Replacement Keys: No Need to Use the Forced Entry

Lightsaber Replacement Keys: No Need to Use the Forced Entry

Despite what you think of the Star Wars prequels, or even the original films, lightsabers will always be awesome. And despite there being everything from lightsaber bbq tongs to glowing knitting needles already out there, how could you not welcome these lightsaber-themed replacement keys with open arms?

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They Finally Made an Ostrich Pillow We Can't Mock

They Finally Made an Ostrich Pillow We Can't Mock

Well, this is awkward. The sleep-deprived minds behind everyone’s favorite public, personal asphyxiation device, the Ostrich Pillow, have come back to Kickstarter with the Ostrich Pillow Mini. And it’s… fine?

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Owl Struggles To Fathom iPhone Screen Even After A 90 Degree Head Turn, Is Basically All Of Us

They say owls are wise. So if Kuu the screech owl can’t make sense of this iPhone after a full 90 degree head turn, we don’t know what hope the rest of us have.

Watch Kuu squint and bend its big feathery neck to try to get on this iPhone’s level in the video, uploaded in January and currently trending thanks to a post on Tastefully Offensive.

So what’s on the iPhone screen that’s confusing Kuu? A ridiculously complicated update? A Sisyphian loading screen? A surprise U2 album?

According to the video’s description, the owl was actually struggling to comprehend his own reflection. No worries, Kuu. We still think you’re pretty wise.

THE 80/20 VIEW OF ANGER

In the Stone Age, anger was essential for survival – fight or flight. Today, we have the same genetic makeup but for most of us anger does more harm than good. Can the 80/20 principle help us decide what to do about anger?

There are two 80/20 axioms that may help. One is that 20 percent of our anger – or much less – gives us 80 percent, maybe more, of the benefit from anger. In fact, since anger can do so much harm to our minds and relationships, it may have huge negative value.

The other axiom is that if that only a small proportion of our anger helps rather than hurts us, we need to work out the minority of cases where that is so. When is it useful to vent our anger, and when should we manage it and dissipate it?

When does anger help us?

Here are four cases:

• There are “Stone Age” situations where there is imminent danger and anger revs up our ability to fight back. Just as a cat arches its back and expands its tail when faced with a dog, anger can make us appear bigger and fiercer, and deter aggression.

• In less extreme circumstances, anger in conversation can communicate the depth of our feeling about an issue, which may not be perceived by the other party. Anger can therefore cause a rapid reassessment of an issue, which may therefore help communication. Anger is usually more effective if it is short and sharp, and then quickly retracted, so as not to risk a downward spiral. I have seen anger of this kind occasionally be helpful in leading to a breakthrough in stalled negotiations and relationships. Sometimes anger is even deliberately fabricated by a skilled negotiator – it is an effective tactic, because it raises the stakes on a particular issue and focuses attention there.

• When someone is normally mild and polite is faced with an obtuse and casually rude person, anger can be useful in cutting through social niceties. Here, too, the stakes are raised. The message is clear – treat me better, or go to hell. A flash of anger can save a lot of time and frustration. This only works to your advantage, though, when you really don’t care if the relationship is terminated or not.

• Finally, anger is the great engine of social improvement. If you get angry at needless suffering, discrimination, or unfairness of any kind, anger motivates you to do something about it. Righteous anger ended slavery, child labor, and many other social ills.

When does anger hurt us?

Most of the time – when those four conditions above don’t apply.

Anger is most destructive when:

• Deployed against someone we love or care about – which is frequently the case

• When it is based on a misunderstanding. Very often, we misread the signals and interpret a badly expressed sentiment or a careful action as containing aggression which it does not. An alternative to anger is to smile, and say “you sound as if you are saying …” where “…” is something quite extreme, a clear caricature of anything said or meant. The more extreme you make it, with a smile, the more chance that the other party will laugh or back down. For example, if a good friend says to me, “You were really off-form last night”, I might say, “Do you think I should stop going out in public?”

• When we wallow in anger. I can think of instances where I have not expressed anger, but brooded on the action leading to my anger, and thought up ever more extreme possible ways of retaliating. This is a sure way to make ourselves increasingly miserable and unbalanced.

Ways to Deflect Anger

• Pause. Put emotion on ice. Think and investigate. Was this really as aggressive as I imagined? Does it fall in one of the four cases where anger may be useful to me? The very act of pausing makes it easier to retain control. Not to be recommended, though, when facing a sabre-toothed tiger. But it expands our repertoire of possible responses – we can express anger, or we can refrain from expressing anger.

• Calculate. The 80/20 principle, and observation of what is in our self-interest, suggest that we should mainly do the latter. A rule of thumb is to give way to anger only one or two times out ten that we feel anger. The default option, therefore, should be not to express anger. At first this is hard. It becomes easier with practice.

• Remember – there is a flaw in our programming. We are not one of the Flintstones. Anger is mainly a prehistoric hangover. Let us be thankful we live in the modern world, where there is much less frequent danger. In the Stone Age, people who got angry lived longer. Today, people who stay calm tend to live longer.

The third 80/20 hypothesis – anger is person-specific

I said there were two axioms, but I wanted to save this one for last. It’s not so much an axiom as a hypothesis – think if it is true for you.

• 80 percent of the time we get angry, it’s with 20 percent (or far fewer) of the people we spend time with. In other words, anger is not random and balanced. It is skewed and person-specific. There are certain people who “make us angry”, which is another way of saying there are certain people we are disposed to be angry about.

If this is true for you, make a list of your top five “anger prompters”.

Now, you can do nothing with this information. Or you can do something about it.

One thing you could do is to follow my dictum about snakes. I once wrote that if you are scared of snakes, you shouldn’t go on a course to make you less afraid. Simply avoid the jungle – or the pet shop. Similarly, if someone makes you angry, you can go to huge lengths to overcome this anger, but it may be more economical to stop seeing them. If your boss makes you angry, find another one. If the woman next door brings you out in hives, stop talking to her. And so on.

But this is only a good idea if the person who makes you angry isn’t important in your life. If they are, don’t wait until the next time you get angry. Face the issue and try to resolve it. Do it when you are floating on air and feeling at your most generous and expansive. Resolving the issue, one way or another, will be hard. But it is essential for your happiness.

Anger, like pain, can be instructive. But, like pain, you can have too much of a bad thing. Only a small proportion of anger is useful. When it comes to anger, most of us really are our own worst enemies.

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6 Must Have Insurance Policies

Protecting wealth is probably just as important as creating it. Insurance remains a crucial part of a well thought out wealth strategy.

Poor planning in just one of these areas could be detrimental to your long-term wealth. It will only take one catastrophe to put you in a world of financial hurt. However, the natural tendency is to try to skimp or even self-insure with various types of risk.

Don’t do it.

Make sure you have these insurance policies:

1. Disability
When I first began my career in financial services, I talked to clients about the benefits of long-term disability insurance. It was one of the hardest things to convince people to purchase. Why? First, it’s expensive. Why is it so expensive? Because there is a very high likelihood that you will use this policy. You will have an accident at some point and it will keep you from working. Second, it was an awareness thing. It’s hard to convince a perfectly healthy client that they need insurance for when they get hurt or sick. Maybe it’s just denial. Don’t do without this insurance.

2. Health
Health insurance is one of my biggest personal expenses. Second behind my mortgage! With medical procedures becoming more and more advanced, they also become more expensive. Paying out of pocket for a heart surgery or other major illness is nearly impossible. Make sure you have enough insurance to at least cover major health issues. To lower costs, you may choose a high deductible. Just make sure you have enough in your cash reserves to cover the large deductible.

3. Auto
In most states you are required to have some sort of minimum auto coverage. It’s really important to have a good policy. If you have wealth, there is always someone that will want to sue to get their hands on it. Especially if you are involved in a car accident. Like I said before, who sues the financially challenged, right? You can also get umbrella liability coverage to handle larger amounts. All it takes is one big mistake and you could be fighting for your last shirt.

4. Homeowners
To me, homeowners insurance is an absolute must. There’s just no way you would want to self-insure this large of a potential risk. You have to have coverage for fires and weather damage. But you also have to make sure you cover yourself if someone trips and falls on your property. If the injury is big enough, it could get very expensive. Plus, make sure your coverage is for replacement of the structure and the contents. You may also want to cover the expense of living somewhere temporarily while your home is being repaired.

5. Life
If you have people that are financially dependent upon you, then life insurance is a must. I’ve seen countless clients that were underinsured, or had no life insurance, and left their families almost destitute. I’m not saying go out and buy a multi-million dollar policy. I’m saying get all that you can afford to replace your lost income. Don’t cut corners.

6. Long-Term Care
Long-term care is insurance for when you get older. I kind of refer to it as the retired’s disability insurance. You probably will need LTC if you or your family members are over the age of 50. Boy has it become expensive! That’s because about 50% of us will use if for several years. The average cost of long-term care keeps rising, and the average annual stay can run as high as $70-80,000. Yikes! So it’s easy to see why you might need this to protect your wealth.

Make sure you shop carefully. You could really over spend when it comes to insurance. I’ve seen some clients spending over one third of their income in this area. Compare and look around. Find a good wealth advisor or property casualty agent that can show and compare multiple policies. Your wealth will thank you.

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