T-Mobile will ignore bad credit if you're loyal and want a new phone

And the Un-carrier march continues unabated. This time, T-Mobile CEO John Legere address the consumer masses via YouTube to launch a new initiative that aims to help put a smartphone in the hands of anyone who wants one… and can pay their bills. St…

Samba Glanceable Video Previews Come To Android Wear Smartwatches

Last year Samba announced the launch of its video messaging app which can record the recipients response as they view the video messages. Its a pretty unique feature which captures the recipients’ response so senders can see just how their message was received. Today the company announced its move into wearables. It is going to be the first app that lets users receive glanceable video previews on any Android Wear smartwatch.

Samba on Android Wear is an extension of the app’s experience on mobile. It is actually the first app to play video on Android Wear smartwatches. Users can glance at a preview of the video message right from their wrist and can tap an icon on the watch display to open up the video in full on the smartphone.

Samba CEO Barak Hachamov showed us a demo by sending a video to open on the LG G watch R. The demo video is posted above.

The ability to view message previews on the smartwatch is great for users particularly when they don’t have the time to take out their smartphone from the pocket or purse. This way they can glance at the message instantly and if its urgent have it open up on the smartphone’s screen automatically.

This feature has been optimized to the way that smartwatches are designed to be used, the experience doesn’t feel odd for users, and not only is it convenient it also saves a lot of time.

Samba Glanceable Video Previews Come To Android Wear Smartwatches , original content from Ubergizmo. Read our Copyrights and terms of use.

How Mobile Money Is Transforming Africa

I live in the heart of Silicon Valley and am still dependent on a piece of plastic I have to carry around with me everywhere. From gas to groceries, I pay with my credit card.

With the introduction of Apple Play only six months ago, Americans are only now starting to experience the smartphone-enabled proliferation of US mobile money services. Yet, perhaps because not every buyer has an iPhone 6 and not every vendor has a near field communication terminal, credit cards dominate the US market and will continue to do so for the foreseeable future.

However, 9,000 miles from Silicon Valley in Nairobi, Kenya, a far more widely adopted mobile money service has exploded. Unlike the mobile money experience that US users are just beginning to adopt, using mobile money in Kenya does not require a smartphone, or a credit card. In fact, it doesn’t even require a bank account. Already, two out of every three adult Kenyans (18+ years) actively use it and it accounts for more around 18% of Safaricom’s revenue, more than SMS and data combined.

Disruptive innovation

Safaricom’s M-Pesa is the leading platform behind the mobile money revolution. Upon registering a SIM card through Safaricom, the leading telecom company in Kenya, a user can simultaneously register to use M-Pesa. Across Kenya, a network of “human ATMs” has emerged, where M-Pesa users can either deposit cash into their mobile wallets (thereby tying a cash balance to their phone number) or withdraw cash that has been sent to their mobile number. By the end of 2014, there were 81,000 M-Pesa agents across Kenya, and you’d be hard-pressed to travel anywhere in the country and not find an M-Pesa agent. In fact, M-Pesa agents are more prevalent per capita in Kenya than ATMs are in the United States.

M-Pesa’s evolution is a shining example of how disruptive innovation often stems from markets that lack many basic technologies and infrastructure. In Kenya, over 80% of the population lives without access to grid electricity, instead relying on dim, toxic and expensive kerosene fuel combustion to light their homes. However, even without power, most of these off-grid families and small businesses own mobile phones. Of course, these aren’t iPhones with capacitive touch screens and instant access to the app store. The phones they own are probably Nokia or Samsung feature phones with an alphanumeric keypad and a black and white LCD display. By leveraging this basic phone, intricate platforms like M-Pesa can offer an attractive alternative to stashing cash underneath a mattress.

From mailing cheques to using PayPal, US customers have no lack of options for storing and sending money. In Kenya, before M-Pesa, sending money to family members was done by stuffing physical cash into an envelope, entrusting it to an unknown bus driver, and hoping it reached its destination without anything skimmed off the top. Recognizing the need for a better solution, Safaricom launched a successful marketing campaign by assuring customers they could cheaply, quickly and securely “Send Money Home” with M-Pesa. In the US, where credit cards already work without too much hassle, a user needs far more convincing to make the transition to mobile money. In countries like Kenya, which has seen the exponential adoption of the mobile feature phone amid energy and formal banking scarcities, using M-Pesa is a no-brainer.

Reaching off-grid

For unbanked Kenyans and many other countries where mobile money has expanded, M-Pesa has become far more than a way to send money home. Routine purchases like airtime or utility bills are paid via mobile money. Retailers of all sizes accept M-Pesa merchant payments for groceries, cab fares, airline tickets or even school fees.

Microfinance organizations are even able to offer lower interest rates due to saving on cash collection costs by receiving payments through mobile money. Our company, Angaza, leverages a variety of mobile money platforms, from Airtel Money to Tigo Pesa to Safaricom’s M-Pesa, to receive pay-as-you-go energy payments from solar product micro-loans.

In off-grid markets like East Africa, solar energy can provide a reliable and affordable source of electricity for light, mobile phone charging, and powering electronics like radios and refrigerators. However, the upfront cost barrier of a solar home system keeps them out of financial reach of most off-grid consumers. By spreading out the cost of a solar home system over time via affordable weekly payments, solar energy becomes widely accessible, even to families earning less than $2 a day. All of this is possible thanks to the incredible growth of M-Pesa, which enables pay-as-you-go customers to make their weekly payments easily and securely.

Apple is innovative, yes. But Kenya has attracted the global spotlight when it comes to the mobile money innovation. It may take many years for Apple Pay to reach the prominence that mobile money has experienced in a country where even electricity is a luxury.

This post is part of a series produced by The Huffington Post and The World Economic Forum to mark the Forum’s Annual Meeting 2015 (in Davos-Klosters, Switzerland, Jan. 21-24) and in recognition of the Forum’s Global Shapers initiative. The Global Shapers Community is a worldwide network of city-based hubs developed and led by young entrepreneurs, activists, academics, innovators, disruptors and thought leaders. Aged between 20 and 30, they are exceptional in their achievements and drive to make a positive contribution to their communities. Follow the Global Shapers on Twitter at @globalshapers or nominate a Global Shaper at http://www.globalshapers.org/apply. Read all the posts in the series here.

Rob Portman Gets A Democratic Challenger For 2016

WASHINGTON — Democrats gained their first challenger to Sen. Rob Portman (R-Ohio) Thursday, with 30-year-old P.G. Sittenfeld, a member of the Cincinnati City Council, jumping into the 2016 race and betting that Ohioans want someone new in the stodgy Senate.

“I believe that I have got the right kind of experience,” Sittenfeld told The Huffington Post in an interview Thursday morning. “There is good experience, and there is bad experience — and bad experience is being a Washington insider who, for more than a quarter of a century, stacked the deck against the middle class.”

If elected, Sittenfeld would be one of the youngest members of the chamber, where the U.S. Constitution sets the minimum age for service at 30. He faces an uphill battle against Portman, 59, who already had $5.8 million in his campaign war chest as of early January.

But Sittenfeld too has been laying groundwork, traveling around the state on what National Journal recently called a “months-long networking campaign” to introduce himself to activists and voters outside of Cincinnati. He brought on board the high-profile campaign firm 270 Strategies, which boasts several veterans of President Barack Obama’s two bids for the White House, to handle his announcement. And his interview Thursday was filled with carefully tailored policy specifics that largely dovetailed with what Obama put forward in his State of the Union address this week.

“I think we need to do a whole lot more to get the economy where we want it to be and make sure that growth is touching everybody’s life, not just those at the very top,” said Sittenfeld. “Progress has been made, but there is a whole lot more work to do to make an economy that works for everybody.”

But even as Sittenfeld displayed his polish and careful grooming during Thursday’s interview, it was an outspoken progressive leader whom he cited as a lawmaker he’d like to emulate. Sen. Sherrod Brown (D-Ohio), he said, has advocated for many of the causes that Sittenfeld himself holds dear, among them raising the minimum wage, equal pay for equal work and opposition to trade agreements like the Trans-Pacific Partnership.

“That is an area of disagreement between the president and me,” said Sittenfeld. “I do not support the TPP and don’t think it would be good for Ohioans.”

Sittenfeld said he would have supported the Affordable Care Act had he been in the Senate when it was passed, but he remains open to the possibility of reforming it. He enthusiastically offered his support for marriage equality. He also noted that he wants to focus specifically on education policy, including proposals to turn schools into “round-the-clock-hubs” and “town square schools or community learning centers.”

But it’s Sittenfeld’s age, not his policy portfolio, that has brought his candidacy the most attention so far. Welcoming the announcement of his campaign on Thursday, the National Republican Senatorial Committee declared that “national Democrats have hit rock bottom if they are hitching their electoral hopes in Ohio to an overly ambitious 30-year-old city councilman.”

Not mentioned in the statement was that the NRSC had its own young candidate in the 2012 cycle, when Ohio State Treasurer Josh Mandel (R), then 34, took on Brown. In that hard-fought contest, Mandel’s age ended up being a hindrance, with stories coming out that he had hired inexperienced, unqualified friends for government jobs.

Sittenfeld dismissed the idea that he too might fall into that trap, saying that there was “no comparison” between Mandel and himself.

“This isn’t about me. It is not about my age,” he said. “It is about the ideas I’m going to promote and the values I’m going to champion.”

In order for the Mandel comparisons to be accurate, Sittenfeld must first win his party’s primary. And although he’s first in the ring, it’s far from certain whether he’ll prevail. Rep. Tim Ryan (D-Ohio) is reportedly considering a run for the Senate, as is former Gov. Ted Strickland (D), who currently runs the Center for American Progress Action Fund.

“I have enormous admiration for Gov. Strickland and for his service,” said Sittenfeld. “What I’m focused on right now is mounting a winning campaign that I think speaks to the issues that Ohioans care about. I’m not thinking about who else is going to get in or not get in. I’m thinking about how can I connect with and hear from Ohioans.”

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Spotify Touch Preview reveals new way to discover music

playplayThe newest version of Spotify makes full use of the high-powered nature of your touchscreen device. With this feature in play, you’re able to drag your thumb around the screen, moving through songs as you do so. Previewing each song, album, or artist as you like, all on a grid of images that make discovering music a visual experience, as … Continue reading

Why Are You Reluctant to Stop Doing It All?

When the behaviors of a Type A are out of control, we can take responsibility for situations and outcomes, for the feelings and experience or others, and for absolutely everything around us. We think everything is our responsibility, and thus, within our control to affect. We fear if we don’t take care of everything needing to get done, there will be horrible consequences.

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The stress coming from being overtaken by our Type-A tendencies, eventually takes a toll on our mood, mental clarity, relationships, work satisfaction, and our health. The goal of this book is to help reduce these negative side effects of being a Type A before they cause major damage in your life, or if you have hit bottom, these tools can help you regroup and regain your life.

The pride we have in all we accomplish, and all of which we are capable, is the usual reason we give for wanting to remain a Type A. The deeper truth is removing our Type A badge of honor is terrifying. Being Type A gives us purpose, gives our life meaning, keeps us, and those we love safe, and keeps the world spinning on its axis.

We fear if we release our Type A tendencies and don’t take care of everything:

  • Someone will get hurt, possibly us.
  • We will become a destitute and homeless slacker.
  • Things will fall through the cracks and results will be devastating.
  • We will be unloved and attacked for our mistakes.
  • We will lose our jobs, finances, friends, family, and everything we hold dear.
  • The world as we know it will stop functioning.

But are our fears of letting go of control and doing it all better or worse than the results of this way of living? Which of the following are true for you:

  • Do you have hobbies? Do you have passions? Or have you lost who you are to all of the things you are doing outside of yourself?
  • Do you sleep well at night?
  • Are you fit? Do you feel good in your body?
  • What is your blood pressure?
  • How is your digestion?
  • Do you have close loving relationships, or are those around you cowering after you gave your last order?
  • Do you feel a slave to the needs of those around you?
  • Do you celebrate your successes, or do you jump into the next task?
  • Do you feel overwhelmed by all you need to do?
  • Do you have work-life balance?
  • When was the last time you laughed?
  • How often do you smile during the day?
  • How much do you enjoy what you are doing?
  • How much of your day, life, and relationships do you miss because you are focused on the project at hand?
  • How much of your life have you forgotten in a blur of completed tasks?
  • Are you truly living your life or are you a machine frantically completing one task after another?
  • Do you feel stuck, constricted, strained, and restricted?

Are you willing to give up a bit of control, a bit of doing it all, to regain what you have lost?

Van Gogh the preacher? New show to explore artist’s life before painting

This summer the Grand-Place in the Belgian city of Mons will be transformed into a blaze of yellow, a field of 7,500 sunflowers celebrating the city’s turn as European capital of culture, and the peculiar man who spent 18 months living in the area and failing at yet another chosen career.

This time his failure marked a turning point in the history of art: sacked as a preacher and evangelist working in the Borinage, a tough coalmining region, Vincent van Gogh decided that his future lay in art.

Tumblr announces Creatrs, an ad network for Tumblr artists

tumblralawe-600x337Dovetailing into their other advertising initiatives, Yahoo-owned Tumblr is announcing Creatrs, an agency meant to connect Tumblr artists with interested ad agencies. A two-pronged effort, Creatrs will have two distinct moving parts: Network, and an internal cooperative at Tumblr made up of artists. The Network will allow creators to make their artwork available to brands and advertisers, which opens them … Continue reading

Chris Pratt, Chris Evans Place Superhero-Sized Super Bowl Bet

If you’re going to bet on the Super Bowl, why not make it a superwager? Not “super” in the sense of exorbitant and unreasonable — “super” as in superhero.

That’s the kind of bet Patriots-loving “Captain America” star Chris Evans found himself roped into after taunting fellow actor Chris Pratt on Twitter:

Pratt, an ardent Seahawks fan who played Star-Lord in “Guardians of the Galaxy,” fired back with a reference to Seahawks quarterback Russell Wilson:

From there, the conversation quickly turned to a more important question: Wanna bet on it? With both sides anteing up, placing superhero-sized charity wagers.

Pratt immediately challenged his sports nemesis to visit the Seattle Children’s Hospital while dressed as Captain America, waving the “12th man flag,” a Seahawks banner raised at games in honor of the team’s notoriously loud fans.

In return, Evans challenged Pratt to put a Tom Brady jersey on over his Star-Lord costume and visit Christopher’s Haven, a Boston-area nonprofit for kids with cancer.

Not one to let Evans have the last word — especially when it’s “seachickens” — Pratt ended the conversation with a cheeky nod to “DeflateGate,” the cheating scandal which has currently engulfed the Patriots.

With bets like this, everyone wins.

Authorities Warn Unvaccinated To Stay Away From Disneyland 'For The Time Being'

LOS ANGELES (AP) — A measles outbreak traced to Disney theme parks in California led to warnings against visiting the happiest place on Earth if tourists or their children have not been vaccinated against the highly contagious respiratory disease that has sickened 70 people.

New infections linked to the theme parks emerged Wednesday in the outbreak that has spread to five U.S. states and Mexico, though the vast majority — 62 — occurred in California. People who have not received the measles-mumps-rubella, or MMR, vaccine are susceptible to contracting the highly contagious illness and should avoid Disney “for the time being,” state epidemiologist Gil Chavez said.

The same holds true for crowded places with a high concentration of international travelers, such as airports, Chavez said. People who are vaccinated don’t need to take such precautions, he said.

Disneyland Resorts spokeswoman Suzi Brown said officials agreed with the advice that “it’s absolutely safe to visit if you’re vaccinated.”

The people who have been infected range in age from 7 months to 70 years old. The vast majority had not been vaccinated, and a quarter had to be hospitalized.

Among those sickened were five Disney employees, three of whom have since returned to work. The company previously said park employees who may have been in contact with infected people were asked to show proof of vaccination or have a blood test to show immunity against measles. Those with pending results were put on paid leave. Vaccinations are also being offered to all employees.

Measles has hit California hard recently, where four to 60 measles cases a year are typical.

“We are off to a bad start in 2015,” Chavez said.

Since the outbreak, two dozen unvaccinated students at an Orange County high school were sent home for three weeks after an infected student showed up.

Measles can spread by air through coughing or sneezing. Symptoms include fever followed by cough, runny nose and a blotchy rash. Though the virus has been eradicated in the U.S. since 2000, it can still enter the country through an infected traveler.

While health officials said they likely may never find “patient zero,” or the trigger of the outbreak, they believe it was either a resident from a country where measles is widespread or a Californian who went abroad and brought home the virus.

People at highest risk are those who are unvaccinated, pregnant women, infants under 6 months old, and those with weakened immune systems.

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Contact Alicia Chang at http://twitter.com/SciWriAlicia