Hasta La Gadget!

The Biden-trashing wrapping paper did not go down well.

Apple and Goldman Sachs are potentially ending their partnership four years after joining forces on an Apple credit card, The Wall Street Journal reports. The companies recently extended their agreement until 2029, but Apple proposes ending the contract in the next 12 to 15 months.

Although the pair launched a high-yield savings account in April of this year, it’s likely that Goldman won’t be too upset by a possible breakup. Last month, reports suggested the bank was aiming to get out of the consumer lending business. It had gone as far as to tell Apple earlier this year that it would like to get out of the agreement and approached American Express to take over its side of operations. 

Goldman also recently made arrangements to sell home improvement loan company Green Sky and plans to end its other credit card partnership with General Motors. Basically, Goldman tried to diversify outside of corporate and very wealthy clients, potentially writing off billions of dollars before returning to basics. The bank told employees that any layoffs would include one year’s salary.

In a statement to CNBC, an Apple representative said: “Apple and Goldman Sachs are focused on providing an incredible experience for our customers to help them lead healthier financial lives. The award-winning Apple Card has seen a great reception from consumers, and we will continue to innovate and deliver the best tools and services for them.”

Apple and Goldman’s partnership was never a match made in heaven for the companies or consumers. Goldman employees were frustrated with aspects such as the payment schedule and a push for mass application approval. Customers, on the other hand, reported that the bank’s customer service was a nightmare, including delayed transfers and lectures from representatives, according to The Information.

The future of Apple’s credit card and high-yield savings account is uncertain. The pair are part of Apple’s services sector, which is seeing growing revenue compared to reductions in its general sales. Synchrony Financial, which works with Amazon and PayPal, has been exploring the possibility of taking over Goldman’s role. The company originally bid against Goldman for the program.

This article originally appeared on Engadget at https://www.engadget.com/apple-is-reportedly-ending-its-partnership-with-goldman-sachs-104511694.html?src=rss

Do you have a Google account you haven’t checked for awhile but still want to keep? You’d better log in soon before it gets purged. Starting December 1st, 2023 (Friday), Google will begin deleting accounts that have been inactive for at least two years. The company says it’s doing so for privacy reasons and no doubt to free up quite a bit of space on its servers. 

“If an account hasn’t been used for an extended period of time, it is more likely to be compromised,” Google noted in May 2023. “This is because forgotten or unattended accounts often rely on old or re-used passwords that may have been compromised, haven’t had two factor authentication set up, and receive fewer security checks by the user.” It added that abandoned accounts are “at least 10 times less likely than active accounts to have 2-step-verification setup.” 

Google will warn users before deletion via emails sent to the inactive account and another email, provided one has been set up. The policy only applies to personal and not business or education accounts, Google said. Some accounts will be exempt from deletion, including those with YouTube videos uploaded, an active paid subscription or holding gift cards. Deletion will start with accounts that have never been used, it said in May. 

To stop deletion, you’ll need to sign into the inactive account and access some of the services (read or send an email, use Google Drive, watch a YouTube video, etc.). If you have anything saved in Google Photos, you’ll want to access that content specifically, as Google has a separate policy for that service. “If you’re inactive in Google Photos for two years or more, all of your content may be deleted,” it states. 

Google isn’t alone with this policy, as since 2019, Microsoft has deleted Outlook (or related Hotmail) accounts that have been inactive for two years. In any case, it’s always a good idea to backup your Google accounts using the company’s Takeout feature and have a backup email for any important accounts. 

This article originally appeared on Engadget at https://www.engadget.com/psa-your-inactive-google-account-could-be-deleted-on-december-1-100515990.html?src=rss

The Japanese coast guard is heading to the site for search and rescue operations, officials said.

Matthew Dowd argued why “it’s going to be so weird.”