Starting tomorrow, T-Mobile will be waving the downpayment on hot phones like the iPhone 5 and Samsu

Starting tomorrow, T-Mobile will be waving the downpayment on hot phones like the iPhone 5 and Samsung Galaxy S4 "for a limited time." Usually those phones would cost you $150 and $100 down respectively. The catch? The downpayment will be incorporated into T-Mobile’s monthly device installment plan. Pay now or pay later—you decide.

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