Europeans Already Using iPhones for Payments

Tired of carrying two items down to the store? Sometimes hold you wallet to your ear when the phone rings? We’ve all been there (no we haven’t), but now relief is in sight. No, not the expected NFC-equipped iPhone 5, but a dongle for your existing iPhone that ties into Visa’s payment network.

The dream of NFC (near filed communication) payments is that they will be as easy as cash, only without the cash. You touch or wave your phone near an in-store terminal or even vending machine and the payment is made. No PINs, no signatures, (and apparently not much security if your phone is stolen).

Visa is partnering with iCarte to bring contact-less payments to Europe. You need the dongle from your bank (iCarte makes models for the iPhones 3G through 4) and grab the Visa app from the App Store. And that’s it. Once activated, you can make payments at any supporting store.

The scheme is already underway in Turkey and the UK, and will be spreading across Italy, France, Poland, Spain and Switzerland. Apparently, 57% of iPhone users told Visa that they would use the service. This was above the 41% reported by users of phones in general.

NFC payments aren’t new in the rest of the world. The Japanese have been paying for things with their cellphones for years. But the U.S seems to be the perfect place for it. In a land where people use plastic to pay for a single cup of coffee, the convenience of waving a phone at the clerk seems perfect.

Visa begins iPhone ‘iWallet’ payment tests in Europe [Computerworld]

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BMW’s NFC Key is your ticket to ride, and you should care (video)

Near Field Communication (NFC) is shaping up to be one of the hottest tech trends for 2011 now that payment systems and new handsets (driven by the Gingerbread build of Android and presumably, a near-term iOS release) are making their way into the US and Europe. Add BMW to the growing list of supporters with its NFC key of the future. Bimmer researchers envision linking the key to the car’s navigation and entertainment system allowing you to make hotel reservations or purchase train tickets, for example. You could then download the ticket directly from your car to the key which could then be used to board the train. Later, a key linked to your banking information could even be used to settle the hotel bill. BMW believes its approach is more secure than that of an NFC-enabled cellphone because its system is both closed and encrypted. Possibly. But we’re still more likely to have our cellphone in a pocket while traveling than the key to a car parked a few hundred miles away. Of course, there’s nothing preventing us from tapping the key to our cellphone and transferring the data — it is still in the R&D phase for the next generation of ConnectedDrive after all. Click through for the video.

Continue reading BMW’s NFC Key is your ticket to ride, and you should care (video)

BMW’s NFC Key is your ticket to ride, and you should care (video) originally appeared on Engadget on Wed, 02 Feb 2011 06:14:00 EDT. Please see our terms for use of feeds.

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LG working on an NFC payment system for Europe, planning launch in 2012

All these upcoming NFC-equipped smartphones wouldn’t be worth much without places to use them, so it’s good to hear LG’s announcement this week that it’s working on providing the infrastructure for contactless payments. The Korean company has set its sights on Europe, where it’s conducting beta testing of point-of-sale technology that will facilitate paying for goods and services by swiping your phone near an NFC sensor. We’re not told whether that phone would necessarily have to be built by LG, though we imagine the company would be well served by including as many devices as possible and just taking its slice of the profits. Whatever LG does, it’s looking increasingly safe to assume that having NFC on your phone will be a legitimate asset in the coming months (and not just if you live in Japan).

LG working on an NFC payment system for Europe, planning launch in 2012 originally appeared on Engadget on Wed, 02 Feb 2011 03:54:00 EDT. Please see our terms for use of feeds.

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Super Bowl XLV Media Day: Packers split on iOS / Android, Cowboys CIO talks mobility

We woke up this morning in Dallas to 20 degree temperatures and a parking lot covered in ice. Not exactly the kind of weather the NFL was hoping for when it selected the new Cowboys Stadium to host Super Bowl XLV, but it didn’t stop both teams and media from making their way — however slowly — to Arlington for Super Bowl Media Day. Naturally, the likes of ESPN were there in full force, but rather than picking apart defensive schemes and seeing who could outgun Troy Polamalu for the longest mane in North Texas, we spent our time asking about mobile OS preferences and soaking up knowledge from Cowboys CIO Pete Walsh. With a price tag well north of $1 billion on the new Cowboys Stadium, the home to the world’s largest HD display is certainly one of the most technologically advanced in the world. It’s packing 884 wireless access points throughout (not to mention an internal network operations center that constantly monitors activity on each one), 260 miles of fiber optic cabling, capacity to handle over 100,000 simultaneous wireless connections, over 3,100 IPTVs and micro cell towers for each major carrier within — you know, so that kickoff video that just can’t wait actually sees its way onto YouTube prior to the start of the second half.

Head on past the break to catch of a video of us talking smartphone platforms with Green Bay Packers center Scott Wells, as well as a lengthy (and insightful) interview with the Chief Information Officer of the Dallas Cowboys. Everything from the Cowboys’ rejection of FanVision to their hopes to blanket the stadium with gratis WiFi is covered, and we’re even given a hint that contactless payments and mobile food ordering systems could be just a season or so away.

Continue reading Super Bowl XLV Media Day: Packers split on iOS / Android, Cowboys CIO talks mobility

Super Bowl XLV Media Day: Packers split on iOS / Android, Cowboys CIO talks mobility originally appeared on Engadget on Tue, 01 Feb 2011 19:55:00 EDT. Please see our terms for use of feeds.

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Visa brings contactless payments to Euro iPhones, dongle required for now

Visa begins contactless payment trials on European iPhones, presumably ahead of NFC-enabled iPhone

We’re still some time away from iPhoners being able to tap cellies onto payment pads and walk off with purchases, though rumors and analysts and job postings all say that won’t be for long. The lack of an NFC-equipped iPhone isn’t stopping Visa from launching its Visa Mobile application for trials in Europe, which for now requires an external attachment, the (somewhat aged) iCarte accessory from Wireless Dynamics. With the app and the dongle users can start trying out phoney payments at various NFC-enabled terminals in Europe, presumably ahead of the release of a proper NFC-supporting iPhone sometime in the coming months. For now, though, is adding an extra inch to your handset more convenient than fumbling for a credit card? We’ll let our European readers make that call.

Continue reading Visa brings contactless payments to Euro iPhones, dongle required for now

Visa brings contactless payments to Euro iPhones, dongle required for now originally appeared on Engadget on Tue, 01 Feb 2011 09:15:00 EDT. Please see our terms for use of feeds.

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NFC: Not Just For Mobile Payments

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NFC technology might still be months away from being called the next big thing, but researchers are already looking to turn it into a useful tool for collaboration on smartphones. NFC, or near-field communication, is already a part of Google’s Nexus S, and rumors suggest Apple might bring it to the next-generation iPhone to use in mobile payments. Stanford researchers are looking to take it beyond the usual embedding of NFC tags in objects to add a social, communicative element to the technology.

After creating a customized version of the Android OS with support enabled for peer-to-peer mode NFC, the researchers collaborated on a whiteboard app just by tapping two Nexus S phones together. Think Google Docs, but between phones using NFC. Having the two phones in close proximity let the NFC chips pair the handsets, then data was shared using a platform called Junction. The researchers said Junction will allow collaboration and app-sharing not just on NFC between phones, but also between laptops, desktops, TVs and whatever other devices can run the software. If this little experiment is any indication, the not-so-distant future might see us transferring our work between gadgets with just a tap, thanks to NFC chips.

[via Stanford, Engadget]

Watch Pro Bowl practice through Michael Vick’s eyes — and his ContourHD 1080p helmet cam

This weekend’s NFL Pro Bowl might be one of the more useless spectacles in American sport, but since there’s nothing at stake, the NFC coaches allowed Michael Vick to strap a ContourHD 1080p camera to his helmet during practice — and the resulting few moments of footage are pretty awesome, if you’re a football fan. We gave the 1080p a pretty decent review, and it certainly delivers here: you get to watch Vick break the huddle, fire off a pass to Jason Witten, hand off to Adrian Peterson, and run a play-action to Witten, all the while exchanging some friendly banter with Matt Ryan and Drew Brees. It might actually be more interesting than the Pro Bowl itself, actually. Now if only the NFL would let Aaron Rodgers wear one of these during the Packers’ inevitable Super Bowl victory, we’d be happy as clams.

Update: We hate to remind everyone, but this is a gadget blog, and as such we like to keep the conversation on topic and geared towards that. Since most people can’t seem to stay on topic, we’re closing threads on this one.

Watch Pro Bowl practice through Michael Vick’s eyes — and his ContourHD 1080p helmet cam originally appeared on Engadget on Fri, 28 Jan 2011 18:44:00 EDT. Please see our terms for use of feeds.

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Apple job posts point to built-in NFC capabilities for iPad / iPhone

Ladies and gentlemen of the, ahem, jury, we intend to show — through rumors and circumstantial evidence — that Apple might very well be building Nexus S-like NFC capabilities into next-generation iPhones and iPads. We present for your consideration exhibits A, B, and C: three Apple job posts, seeking two managers of global payment platforms and one test engineer for iPhone hardware. According to the original post, the right engineer possesses a background in both ICT (information and communication technology) and RFID (radio frequency identification), which forms the basis for NFC. Suspiciously, Apple removed the “ID” in “RFID” sometime in the past 24 hours. Still not convinced of Apple’s NFC involvement? Consider this: Apple’s manager of global payment platforms is tasked with contributing “to the analysis and development of new payment types and processes.” Okay, so there’s not a smoking gun in sight, but a little innocent conjecture never hurt anybody.

Apple job posts point to built-in NFC capabilities for iPad / iPhone originally appeared on Engadget on Fri, 28 Jan 2011 08:08:00 EDT. Please see our terms for use of feeds.

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Stanford researchers demo social NFC applications on the Nexus S

To hear most mobile companies tell it these days, you’d think that NFC (or near field communications) is only for mobile payments. That’s not the case at all, of course, and a group of researchers at Stanford’s MobiSocial lab have now thrown a few new ideas of their own onto the table after getting a pair of Nexus S phones to play with. After first making a few tweaks to overcome some of Gingerbread’s limitations — it only uses NFC for reading tags — they were able to develop a few social-minded applications that make use of the P2P functionality possible with NFC. That includes one example that lets you share photos simply by pressing two phones together, and a second that lets two phones share an application — collaborative whiteboard, in this case. Unfortunately, those aforementioned tweaks to Android mean you can try out the apps yourself just yet, but the researchers are hopeful that similar applications will eventually be supported by Android and other platforms. Head on past the break to check them out on video.

Continue reading Stanford researchers demo social NFC applications on the Nexus S

Stanford researchers demo social NFC applications on the Nexus S originally appeared on Engadget on Thu, 27 Jan 2011 22:06:00 EDT. Please see our terms for use of feeds.

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Apple Adding NFC Contact-Less Payment to iPhone 5, Consultants Guess

The next iPad and iPhone will contain a Near-Field Communication (NFC) chip that will let you use them to make purchases, according to Bloomberg. This technology is widespread in other countries – Japan, for example – but has never taken off in the US. Putting a chip into the iPhone 5 could provide the critical mass that is needed for wireless payments to go mainstream.

It’s a nice theory, and it may well be true, but Bloomberg’s sources are not inside Apple itself. Instead, the story comes from consultants, and is pure speculation.

NFC lets you pay by touching or waving your phone near a payment terminal. You have likely used very similar RFID technology when using public transport – the Oyster Card in London is a good example. In fact, NFC is compatible with the RFID tech used in these cards, so you could use your phone to get on the bus and metro, too.

NFC in the next iPhone makes sense, despite the complete lack of evidence. Last year Apple added a front-facing camera and a gyroscope to the iPhone 4. The next iPhone needs some new gimmick to make people buy it, so why not con tactless payments? For many people, losing their iPhone is already more painful that losing their wallet, so why not toss all those eggs into one tiny, beautifully-engineered basket?

Apple Plans Service That Lets IPhone Users Pay for Purchases With Handsets [Bloomberg]

Photo: Chris Mear / Flickr

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